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Neeltje’s research focuses on the interplay between the financial sector and the real economy, particularly during times of crisis and uncertainty.
Neeltje’s research focuses on the interplay between the financial sector and the real economy, particularly during times of crisis and uncertainty.
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What if the key to a happier, more balanced life was already inside your head?
Ignite is your guide to rewiring your brain for better habits, sharper mental performance, and greater resilience. Combining cutting-edge science with relatable stories, it shows you how to unlock your potential and achieve a more balanced, fulfilling life.
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Book UK (1 new item)
What if the key to a happier, more balanced life was already inside your head?
A tour de force. Drawing on cognitive psychology, neuroscience and her own experience, this book offers compelling lessons for how busy people can lead better lives.
— Richard Layard, author of Happiness: Lessons from a new science.
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NVH-TDS5643-Landscape-Warm.jpg
PROFESSOR, AUTHOR, SPEAKER.
Neeltje van Horen is a professor of financial economics at the University of Amsterdam and a senior research advisor at the Bank of England. Her research focuses on the interplay between the financial sector and the real economy, particularly during times of crisis and uncertainty. Her work has been published in leading academic journals, and she is a sought-after speaker. Neeltje has also worked at the World Bank and De Nederlandsche Bank and has been a visiting scholar at institutions such as the EBRD, IMF, and Chicago Fed.
Although she excelled in her demanding career, Neeltje faced challenges familiar to many: self-doubt, stress, and the relentless pressures of modern life. Determined to find a better way forward, she turned to neuroscience and psychology. By exploring how her brain functioned, she discovered that small, intentional changes dramatically improved her life. This personal journal inspired her to translate cutting-edge research and personal insights into practical tools, helping others overcome their own struggles.
In her debut book, Ignite, Neeltje makes complex research accessible and actionable for everyday life. Drawing from neuroscience, psychology, and economics, she blends scientific insights with relatable stories and practical tools. As a writer and speaker, she guides readers and audiences to build resilience, unlock their potential, and create positive, lasting change.
Neeltje divides her time between London, where she lives with her partner, his children, and their two cats, and Amsterdam.
NVH-TDS5643-col-RGB-Landscape.jpg
PROFESSOR, AUTHOR, SPEAKER.
Neeltje van Horen is a professor of financial economics at the University of Amsterdam and a senior research advisor at the Bank of England. Her research focuses on the interplay between the financial sector and the real economy, particularly during times of crisis and uncertainty. Her work has been published in leading academic journals, and she is a sought-after speaker. Neeltje has also worked at the World Bank and De Nederlandsche Bank and has been a visiting scholar at institutions such as the EBRD, IMF, and Chicago Fed.
Although she excelled in her demanding career, Neeltje faced challenges familiar to many: self-doubt, stress, and the relentless pressures of modern life. Determined to find a better way forward, she turned to neuroscience and psychology. By exploring how her brain functioned, she discovered that small, intentional changes dramatically improved her life. This personal journal inspired her to translate cutting-edge research and personal insights into practical tools, helping others overcome their own struggles.
In her debut book, Ignite, Neeltje makes complex research accessible and actionable for everyday life. Drawing from neuroscience, psychology, and economics, she blends scientific insights with relatable stories and practical tools. As a writer and speaker, she guides readers and audiences to build resilience, unlock their potential, and create positive, lasting change.
Neeltje divides her time between London, where she lives with her partner, his children, and their two cats, and Amsterdam.
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Reviews UK
Praise for Ignite
CV (1 new item)
Neeltje Van Horen
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Professional Experience
July 2020 — Present
UNIVERSITY OF AMSTERDAM, AMSTERDAM, THE NETHERLANDS
Professor of Financial Economics, Amsterdam School of Economics
July 2018 — Present
BANK OF ENGLAND, LONDON, UNITED KINGDOM
Senior Research Advisor, Research Hub – Monetary Analysis and Chief Economist Division
June 2016 — June 2018
BANK OF ENGLAND, LONDON, UNITED KINGDOM
Research Advisor, Research Hub – Monetary Analysis and Chief Economist Division
JULY 2008 — JUNE 2016
DE NEDERLANDSCHE BANK, AMSTERDAM, THE NETHERLANDS
Senior Economist, Research Department
SEPT 2007 — JULY 2008
DE NEDERLANDSCHE BANK, AMSTERDAM, THE NETHERLANDS
Economist, Supervisory Department
JULY 2003 — AUG 2007
THE WORLD BANK, WASHINGTON, DC
Financial Economist, International Finance Team
JULY 2002 — AUG 2003
THE WORLD BANK, WASHINGTON, DC
Consultant, Research Department
SEPT 1999 — SEPT 2001
UTRECHT UNIVERSITY, UTRECHT, THE NETHERLANDS
Junior Lecturer, Economic Institute
VISITING SCHOLAR POSITIONS
• International Monetary Fund, Research Department, Aug 2014
• Federal Reserve Board, International Finance Division, April 2013
• Federal Reserve Bank of Chicago, Research Department, Sept – Nov 2011
• European Bank for Reconstruction and Development, Office of the Chief Economist, July 2008
FELLOWSHIPS
• Center for Economic Policy Research, since 2015
• European Banking Center, since 2015
Education
SEPT 2005
PH.D. IN ECONOMICS, UNIVERSITY OF AMSTERDAM, NETHERLANDS
Supervisors: Prof. Stijn Claessens and Prof. Henk Jager; Committee members: Prof. Willem Buiter, Dr. Franc Klaassen, Prof. Robert Lensink, Prof. Enrico Perotti, and Prof. Sweder van Wijnbergen.
AUG 1999
M.SC. IN ECONOMICS, UNIVERSITY OF AMSTERDAM, NETHERLANDS
Graduated with honors
Publications (1 new item)
Publications in refereed journals
Foreign Banks and Trade
Joint with Stijn ClaessensJournal of Financial Intermediation, 45, 1-21, 2021
The Invisible Hand of the Government: Moral Suasion During the Sovereign Debt Crisis
Joint with Steven Ongena and Alexander PopovAmerican Economic Journal – Macroeconomics, 11(4), 346-379, 2019
Paper featured in AEA Journals Research Highlight
When Arm’s Length is too Far. Relationship Lending over the Credit Cycle
Joint with Thorsten Beck, Hans Degryse and Ralph De HaasJournal of Financial Economics, 127(1), 174-196, 2018
International Banking and Cross-Border Effects of Regulation: Lessons from the Netherlands
Joint with Jon Frost and Jakob de HaanInternational Journal of Central Banking, 13(1), 293-313, 2017
Exporting Sovereign Stress: Evidence from Syndicated Bank Lending during the Euro Area Sovereign Debt Crisis
Joint with Alexander PopovReview of Finance, 9(5), 1825-1866, 2015
Winner of the 2016 Pagano and Zechner Prize for the best non-investment paper in the Review of Finance.
The Impact of the Global Financial Crisis on Banking Globalization
Joint with Stijn Claessens
Download Data [XLS]
IMF Economic Review, 63(4), 868-918, 2015
Shocks Abroad, Pain at Home? Bank-Firm Level Evidence on the International Transmission of Financial Shocks
Joint with Steven Ongena and Jose Luis Peydro
IMF Economic Review, 63(4), 698-750, 2015
Foreign Banks: Trends and Impact
Joint with Stijn Claessens
Journal of Money, Credit and Banking, 46(1), 295-326, 2014
Winner of the 2017 Emerald Citations of Excellence award
Location Decisions of Foreign Banks and Competitor Remoteness
Joint with Stijn Claessens
Journal of Money, Credit and Banking, 46(1), 145-170, 2014
Running for the Exit? International Bank Lending during a Financial Crisis
Joint with Ralph de Haas
Review of Financial Studies, 26(1), 244-285, 2013
paper featured in the Wall Street Journal, January 6 2019
Impact of Foreign Banks
Joint with Stijn Claessens
Journal of Financial Perspectives, 1(1), 1-18, 2013
International Shock Transmission after the Lehman Brothers Collapse: Evidence from Syndicated Lending
Joint with Ralph de Haas
American Economic Review, Papers and Proceedings, 102(3), 231-237, 2012
Being a Foreigner among Domestic Banks: Asset or Liability?
Joint with Stijn Claessens
Journal of Banking and Finance, 36, 1276-1290, 2012
International Financial Integration through the Law of One Price: The Role of Liquidity and Capital Controls
Joint with Eduardo Levy Yeyati and Sergio Schmukler
Journal of Financial Intermediation, 18(3), 432-463, 2009
Emerging Market Liquidity and Crises
Joint with Eduardo Levy Yeyati and Sergio SchmuklerJournal of the European Economic Association, 6(2-3), 668-682, 2008
Foreign Banking in Developing Countries; Origin Matters
Emerging Markets Review, 8(2), 81-105, 2007
Emerging Markets Review Paper featured in The Economist, September 9 th 2006, pp. 71
Foreign Exchange Market Contagion in the Asian Crisis: A Regression-based Approach
Joint with Henk Jager and Franc Klaassen
Review of World Economics, 142(2), 2-26, 2006
The Price of Inconvertible Deposits: The Stock Market Boom during the Argentine Crisis
Joint with Eduardo Levy Yeyati and Sergio Schmukler
Economics Letters, 83(1), 7-13, 2004
Datasets
Datasets
Bank ownership database
This database contains full ownership information over the period 1995-2013 for 5,498 banks active in 139 countries. It includes for each bank its year of establishment, its year of inactivity, its ownership (foreign or domestic) and, if foreign owned, the home country of the majority shareholder. This is the updated version of the previous Bank Ownership Database that covered the period 1995-2009.
The database is compiled by Stijn Claessens and Neeltje van Horen. When using the database please cite: Claessens and Van Horen, 2015, “The Impact of the Global Financial Crisis on Banking Globalization,” IMF Economic Review, 63, 868-918.
For detailed description of how the database was constructed, see Claessens and Van Horen, 2014, “Foreign Banks: Trends and Impact,” Journal of Money, Credit and Banking, 46(1), 295-326.
As with many databases, the data come “as is” and the authors nor the institutions to which they are or have been associated accept responsibilities for possible inaccuracies.
Bank ownership data [XLS]
Country aggregates [XLS]
Working Papers
Working Papers
Credit constraints and the redistribution of housing wealth
With Belinda Tracey
Bank of England SWP No. 1147 | Latest draft [PDF]
Revise and Resubmit requested Journal of Financial and Quantitative Analysis
Startup types and macroeconomic performance in Europe
With Ralph de Haas and Vincent Sterk
Bank of England SWP No. 986 | CEPR DP No 17400
Featured in: ESB | Vox EU | Bank Underground
New draft coming soon
Mortgage borrowing constraints and the local consumption multiplier
With Belinda Tracey
Bank of England SWP No. 919 | CEPR DP No 16144 | Latest draft [PDF]
Featured in: Bank Underground | All About Finance
Submitted to a journal
All you need is cash: Corporate cash holdings and investment
after the global financial crisis
With Andi Joseph and Christiane Kneer
Bank of England SWP No. 843 | CEPR DP No. 14199 | Latest draft [PDF]
Featured in: Bank Underground | Vox EU
Conditionally accepted Review of Finance
Repo Market Functioning: The Role of Capital Regulation
With Antonis Kotidis
Bank of England SWP No. 746 | CEPR DP No 13090 | Latest draft [PDF]
Featured in: Bank Underground | WSJ
Visiting Donders Institute for Brain, Cognition and Behaviour in Spring 2024
In Spring 2024, I will be visiting the Donders Institute for Brain, Cognition and Behaviour, one of the world’s leading research centres devoted to understanding human cognition and behavior. I will be working at the Group Decision Neuroscience of the Donders Centre for Cognitive Neuroimaging led by Alan Sanfey. During my time at the Donders Institute I will be conducting further research for my book IGNITE.
Grazia
March 2025 | Learning to stay focused.
Read Article
Publications
Publications in refereed journals
Foreign Banks and Trade
Joint with Stijn ClaessensJournal of Financial Intermediation, 45, 1-21, 2021
The Invisible Hand of the Government: Moral Suasion During the Sovereign Debt Crisis
Joint with Steven Ongena and Alexander PopovAmerican Economic Journal – Macroeconomics, 11(4), 346-379, 2019
Paper featured in AEA Journals Research Highlight
When Arm’s Length is too Far. Relationship Lending over the Credit Cycle
Joint with Thorsten Beck, Hans Degryse and Ralph De HaasJournal of Financial Economics, 127(1), 174-196, 2018
International Banking and Cross-Border Effects of Regulation: Lessons from the Netherlands
Joint with Jon Frost and Jakob de HaanInternational Journal of Central Banking, 13(1), 293-313, 2017
Exporting Sovereign Stress: Evidence from Syndicated Bank Lending during the Euro Area Sovereign Debt Crisis
Joint with Alexander PopovReview of Finance, 9(5), 1825-1866, 2015
Winner of the 2016 Pagano and Zechner Prize for the best non-investment paper in the Review of Finance.
The Impact of the Global Financial Crisis on Banking Globalization
Joint with Stijn Claessens
Download Data [XLS]
IMF Economic Review, 63(4), 868-918, 2015
Shocks Abroad, Pain at Home? Bank-Firm Level Evidence on the International Transmission of Financial Shocks
Joint with Steven Ongena and Jose Luis Peydro
IMF Economic Review, 63(4), 698-750, 2015
Foreign Banks: Trends and Impact
Joint with Stijn Claessens
Journal of Money, Credit and Banking, 46(1), 295-326, 2014
Winner of the 2017 Emerald Citations of Excellence award
Location Decisions of Foreign Banks and Competitor Remoteness
Joint with Stijn Claessens
Journal of Money, Credit and Banking, 46(1), 145-170, 2014
Running for the Exit? International Bank Lending during a Financial Crisis
Joint with Ralph de Haas
Review of Financial Studies, 26(1), 244-285, 2013
paper featured in the Wall Street Journal, January 6 2019
Impact of Foreign Banks
Joint with Stijn Claessens
Journal of Financial Perspectives, 1(1), 1-18, 2013
International Shock Transmission after the Lehman Brothers Collapse: Evidence from Syndicated Lending
Joint with Ralph de Haas
American Economic Review, Papers and Proceedings, 102(3), 231-237, 2012
Being a Foreigner among Domestic Banks: Asset or Liability?
Joint with Stijn Claessens
Journal of Banking and Finance, 36, 1276-1290, 2012
International Financial Integration through the Law of One Price: The Role of Liquidity and Capital Controls
Joint with Eduardo Levy Yeyati and Sergio Schmukler
Journal of Financial Intermediation, 18(3), 432-463, 2009
Emerging Market Liquidity and Crises
Joint with Eduardo Levy Yeyati and Sergio SchmuklerJournal of the European Economic Association, 6(2-3), 668-682, 2008
Foreign Banking in Developing Countries; Origin Matters
Emerging Markets Review, 8(2), 81-105, 2007
Emerging Markets Review Paper featured in The Economist, September 9 th 2006, pp. 71
Foreign Exchange Market Contagion in the Asian Crisis: A Regression-based Approach
Joint with Henk Jager and Franc Klaassen
Review of World Economics, 142(2), 2-26, 2006
The Price of Inconvertible Deposits: The Stock Market Boom during the Argentine Crisis
Joint with Eduardo Levy Yeyati and Sergio Schmukler
Economics Letters, 83(1), 7-13, 2004
About (1 new item)
Speaker · Author · Professor
Neeltje van Horen is an international speaker and author who draws on neuroscience, psychology, and economics to help people understand how their brain shapes the way they think, feel, and respond — at work and in life. Her book Ignite shows how small, science-based mental shifts can unlock meaningful and lasting change.
She is also a professor of financial economics at the University of Amsterdam and a senior research advisor at the Bank of England. Her research focuses on global finance, international banking, and how the financial system shapes the real economy.
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